Posts by Michele

The only way to truly “get organized” is by simplifying. This means focusing on the important things in life — ridding yourself of anything that merely takes up time, space, money, or energy without giving you any benefit. • REDUCE UNSOLICITED MAIL: Write to Mail Preference Service, Direct Marketing Association, P.O. Box 9008, Farmingdale, NY…

The word procrastinate comes from the Latin procrastinatus, which means, literally, “forward tomorrow.” If you’ve been putting off till tomorrow what you could — and should — do today, then recognize that procrastination is a habit that can be broken. But if won’t happen overnight. It takes 21 days to form a new habit. So…

So, you know your life is full of clutter — things you don’t need, things you don’t necessarily want, and way more than you’ll actually use. But where the heck did all this stuff come from? It might be hard to pinpoint the exact moment when clutter invaded and took over your life. Maybe you…

Shopping is embedded in our culture. But sometimes it turns into addiction. It becomes a compulsive disorder which brings a temporary high. This excessive, chronic, and impulsive behavior can destroy a person’s finances and relationships. (It goes way beyond a weak-moment shopping spree.) Help may come to overspenders in the form of Debtors Anonymous meetings,…